When it comes time to get a new computer, whether you are building your own or purchasing a pre-built, to really get the most bang for your buck you should only pay for the hardware you need. For example, if you are getting a machine for just internet and email, you don’t need a fancy graphics card because you ‘might’ play games on it… the integrated graphics will do just fine.
You can very easily nickel and dime yourself, especially with computers when you consider virtually everything is upgradable. After adding just a bit more memory, a slightly faster processor and a little bit better graphics card (etc., etc.) the price of your computer is now $50-75 (give or take of course) more. Instead, just get what you know you need and upgrade when the time comes. Usually you can get much better parts for a cheaper price than what you would have paid for at the time.
Granted this tip assumes you know how to upgrade components yourself, if you do fall into this category you will most likely find this does save you some money.

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