Fun and important “Did you know?” fact of the moment: The only true authorized source to get a free annual credit report under federal law is AnnualCreditReport.com.

Here’s where the funny (as in good funny) part comes in. The FTC themselves released two videos explaining why this is:

So yes, you can actually get a free credit report without any b.s. involved. You just have to know the right place to go to do it. And now you do.

And if you’re thinking, “Okay, smart guy.. how do I know that AnnualCreditReport.com isn’t yet another scam site?”

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt156.pdf

There’s your proof.

In addition, yes it’s true http://www.youtube.com/FTCVideos is run by the FTC:

http://www.ftc.gov/opa/2009/03/freecredit.shtm