Many of you out there may be using automatic bill payments to have your due amount deducted directly from either your bank account or credit card. While the convenience of this is undeniable, it does come with some, albeit small, risk of a mistake being made which draws more out of your account than the amount currently due. If you are enrolled in automatic...

Today’s banks and credit unions in the United States all have ways in which you can access your account online with a feature usually called "Bill Pay". The vast majority of the time the Bill Pay service is provided free by the bank. In rare instances you may pay a small monthly fee, but at least it’s small. Over the years I’ve...