Credit, love it or hate it, is something that’s necessary for many people to buy things. And I’m sure there are more than a few of you out there who have applied for credit online and been denied faster than you can say, "Hey! My credit rating is good! What gives?" What gives is that you’ve been dealt the cold shoulder of a computer...

Fun and important “Did you know?” fact of the moment: The only true authorized source to get a free annual credit report under federal law is AnnualCreditReport.com. Here’s where the funny (as in good funny) part comes in. The FTC themselves released two videos explaining why this is:So yes, you can actually get a free credit report without...