If you do not have a program you use to track your accounts and cash flow and are looking to get started, a service you might want to look at is Buxfer.

This free service combines all your account information into a single view you can use to track your entire finanicial picture without having to log into each different site. Buxfer automatically categories your purchases so you track what is going where. Additionally, Buxfer offers the ability to track group spending and IOU’s. This is ideal for roommate situations or where you are commonly sharing the cost of different services over time.

Buxfer is Verisign and McAfee secured so this service appears to be safe to use.

Ask anyone who invests in tech stocks for a description of what they’re like and the answer you’ll most likely receive is that they’re volatile, meaning to vary often or widely.

One of Yahoo’s oldest web sites, Yahoo! Finance (YHOO), is a good place to check on how tech stocks are doing. You can also perform quick stock searches by searching for the symbol on Google, ex. searching for GOOG.

Side note: Speaking of the GOOG, they might be purchasing Twitter, so that will be an interesting one to follow.

To those interested in tech stocks, or any stocks for that matter, but have no idea how they would perform or how to go about investing, I always suggest playing fantasy stock market. This is fun, easy and most of the time free so it requires no investment on your part.

Here’s a few suggestions if you want to play the market fantasy-style:

• FantasyStockMarket.com – Simple site, easy to navigate and get started.
• Virtual Stock Exchange – This is run by MarketWatch, a well-known finance site.
• Wall Street Survivor – This one has an interesting twist because you can actually win real cash and prizes here, so the game itself can actually be profitable.

Why play fantasy with tech stocks instead of doing the real thing?

The answer is to gain experience before taking the plunge, so to speak. Some people say tech stocks are totally worth it while others say it’s a complete waste of time and money, and far too unstable. However with the experience gained from fantasy playing, you can answer the question for yourself whether or not they’re worth it – free.

What’s your take? Would you or do you invest in tech stocks?

Does it sound like a boom or bust? Let us know in the comments.