I would be tempted to think that you have a problem with your pistol. A 10% failure rate is way, way out of the norm. I would probably take the pistol to a gunsmith for a good professional look over.
As to reloading, you break even on the equipment pretty quickly. The components are very cheap. The equipment is modestly expensive. The labor and concentration are intense. Safety is number one. Knowing the entire process cold is critical. The feeling of satisfaction in firing your own handloads is second to none. Find someone to teach you. Don't try to teach yourself. There are lots of good sites online.
Here is a good place to start.
http://www.graybeardoutdoors.com/php...forum.php?f=46