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Originally Posted by mbossman2
Banks generate huge profits off fees.
I much prefer dealing with smaller, local banks rather than the huge mega-banks. you know the branch manager, he knows you and if any crap like that fee pops up, one word to the manager and poof..it disappears.
not so easy with a mega-bank.
plus with the strides in technology, small banks can now offer many of the same services the mega-banks can and do and usually for a better price and level of service.
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I agree completely... when I started my new job, I had to get a bank account with a credit union for my pay deposits... well, I decided to use the one that is right in the building I work in. It's a very small CU as it is open to credit union employees only.... I think there is only about 6 people that work there and I know them all by name and the one that opened my line of credit, I used to talk to her in the loss prevention department with the credit cards all the time. Needless to say, the service is outstanding... which I wish I could say the same for my other account, TD Canada Trust.... I'm paying debts out with them and shutting down.