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TwoRails · 09-05-2007, 10:57 AM

To catch up on the above a little: I have no idea what they are matching the prints up to... I asked what they wanted it for and do with it, and all I got was "we discard it" after the check clears. I asked, since the check's bank was the one I was at, if the check was any good. They said yes, so I said then you don't really need my prints, then, do you? I got the "it's just the way we do biz" response...

As far as "waiting" for the check to clear, it should be "instantaneous" due to the new check-cashing law that allows a business to cash your personal check just like it was a debit (cash) card. So why don't the consumers get to utilize the same law?? If the check was good, and at the same bank, it should be instantaneously debited to the company's account and I get the cash. Period and simple... but it's not.

I was in a differ part of my small town and used a different branch for my little experiment. Yes, I could have easily ID'd myself as a customer, but then that would negate my experiment on how cashing a check works now-a-days. The company's check is with the same bank.

Oh, I not saying there isn't a lot, too much fraud, but I have a ton of ID. Why not take photos? The the fraud folks could be easily spotted visually that way! Having just a print means you have to get another and then match them up, etc...

A privilege?? I don't think so. I pay for a service, just like getting a car repaired. It's not a privilege to go to the dealer to have your car fixed, and it's not a privilege to pay for banking services --- not to mention they make a ton of money investing my money they are holding for me. Are they paying me for the privilege of holding my money??

Yes, I agree that fingerprinting is going to far. Hence this thread

Dang PR!! I didn't know that was you in the corner of the bank!!! LOL I'll wear something nicer next time (and BTW, that not a fake mustache, I just have to trim it up some

)

I think I'd find a different grocery store if I had to get printed to use their service...

I'll have to check out your link later, mairving: thanks! I'm behind schedule on a few things right now.

LOL ! Ya, getting DNA is probably just around the corner for the banks I'd bet. They do it on criminal already if I'm not mistaken.

09-05-2007, 10:57 AM	#15
TwoRails Member (14 bit) Premium Member Join Date: Jan 2002 Location: The Great NorthWest Posts: 12,594	To catch up on the above a little: I have no idea what they are matching the prints up to... I asked what they wanted it for and do with it, and all I got was "we discard it" after the check clears. I asked, since the check's bank was the one I was at, if the check was any good. They said yes, so I said then you don't really need my prints, then, do you? I got the "it's just the way we do biz" response... As far as "waiting" for the check to clear, it should be "instantaneous" due to the new check-cashing law that allows a business to cash your personal check just like it was a debit (cash) card. So why don't the consumers get to utilize the same law?? If the check was good, and at the same bank, it should be instantaneously debited to the company's account and I get the cash. Period and simple... but it's not. I was in a differ part of my small town and used a different branch for my little experiment. Yes, I could have easily ID'd myself as a customer, but then that would negate my experiment on how cashing a check works now-a-days. The company's check is with the same bank. Oh, I not saying there isn't a lot, too much fraud, but I have a ton of ID. Why not take photos? The the fraud folks could be easily spotted visually that way! Having just a print means you have to get another and then match them up, etc... A privilege?? I don't think so. I pay for a service, just like getting a car repaired. It's not a privilege to go to the dealer to have your car fixed, and it's not a privilege to pay for banking services --- not to mention they make a ton of money investing my money they are holding for me. Are they paying me for the privilege of holding my money?? Yes, I agree that fingerprinting is going to far. Hence this thread Dang PR!! I didn't know that was you in the corner of the bank!!! LOL I'll wear something nicer next time (and BTW, that not a fake mustache, I just have to trim it up some ) I think I'd find a different grocery store if I had to get printed to use their service... I'll have to check out your link later, mairving: thanks! I'm behind schedule on a few things right now. LOL ! Ya, getting DNA is probably just around the corner for the banks I'd bet. They do it on criminal already if I'm not mistaken.