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sdkfz, I'm glad you weren't shot! One of my points is that "they" (virtually any business) can cash my checks (almost) instantaneously because of the Check 21 Act. Yes, I understand that 'face' and cash in the account are two different things, but a fingerprint will not stop someone from getting the cash even if it was fraud. That's just a security blanket so banks can prosecute the perpetrator. Why is Check 21 a one way street....
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