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Originally Posted by TwoRails
Gosh, EzyStvy... There's a lot in this thread that does not directly relate to the question(s) I asked, which is what give them legal authority?? Just rolling over and taking it doesn't fit either, but this is "general discussion" ...
Here's a similar question: why do insurance companies want your social security number to give you an online quote? It's the same question only different. You'll now find TV commercials for a certain company stating they don't need it. Smart business move as they got a ton of prospective customer going online for quotes that the "other guys" lost out on.
Why? because John Q Public didn't like it and they didn't roll over. If more folks used their voices (actual or monetary) we would not have so many little things in life that we don't like being done to us.
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Most insurance companies use the SSN to check your credit. Their studies indicate that people with bad credit are higher risk and so will have higher premiums. They say that you will save money if you have good credit. What they really mean is that you will pay more if you have bad credit.