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Just remember, unlike the fantasy of the movie hacker, in 99.9% of the real world they have to get something on your personal computer. And that means that you have to execute the file they send you. Which means that if you are stupid enough to open an E-Mail attachment that says something like, " I just know you will love this. > Harvey" when you don't even know Harvey then you deserve it.
Being attentive about what you are doing is the most important thing in always on home computing. To be safe from getting into problems you need to have an up to date Anti-Virus program and update the definitions everytime you get on the computer, install a firewall such as zone alarm, and for the best of home safety, for one computer buy a cheap hub or for multiple computers sharing the same connection a switch or router. These devices will hide your computer from port scanners.
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