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You shouldn't need server access for any browser, mail proggy, P2P or any of the things Pif mentioned.
I have server access for one program and that is AdSubtractPro. It sets my connection as a proxy and filters through it and somehow needs server access to work. There are a lot of programs that are set to "ask" to simply connect to, there for a trojan cannot use a program to connect wihtout permission (unless the trojan disables my firewall, but I have never had a trojan or a virus in my life, I guess I am lucky).
You can go through your list of Programs in ZA and set your rules, and also manually add programs you think you will use to connect with in the future to avoid problems, such as a game (you wouldn't want ZA to try to steal focus from the game in certain OS's this can cause a minor freeze since the game is in fullscreen and not all can automatically go to window mode)
Also, but I do not recommend this, there is an option in ZA to always allow a connect when a new program asks, to ask permission when a new program attempts, or to block it.
A,so make sure to set your alerts to silent so you are not always alerted when an action has taken place (only programs will come up if they dont have a "block" or "allow" rule). With the amount of attempts to connect to your machine from unknown peoples out in the world, you don't want to know about it being blocked all the time.
READ THE MANUAL and get ZAPRO, it is worth the extra money.
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