oh geez
i guess it wasn't a problem with LILO after all, but i uninstalled BootMagic, that is really a troublesome program and i hate it. it's even a pain to uninstall.
NOW it's working fine, or it will be after i reinstall Linux AGAIN and get LILO back so i can actually switch to the Linux partition.
welcome to the wide world of alternative operating systems i guess.....