Responding to Phishing scams reinforces my personal internet computing rules
1. Install, update daily and scan weekly with: Adaware, Spybot and a quality AV like AVG.
2. Run a firewall, either a router/hardware type or XP SP2/software type.
3. Most important: Think before you click!

If you open an infected email, download infected programs or files, or provide personal info to a stranger, you have no one to blame for the results except the Big Dummy holding the mouse!