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btw--when looking at game requirements, they often list a specific GPU u need
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Some games are made with Open GL, (nVidea), and others are made to be used with Direct X (ATI). That's not set in stone, but there can be difference in performance according to what games you want to play. I don't think someone like you would be able to notice though. Actually I don't think I myself would notice.
The 9600 Pro would be a safe card to get with a serious increase in performance over the FX 5700, as said before, stay away from the FX line, it's weak. The only reason I have mine is cause I bought it for $34.00

, new!! Yes, I do work at a parts retailer so it might not be fair, but I'm sure you get deals at where you work on whatever you do.
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what dont i get when i buy oem?
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When you buy an OEM part you get only the card. Usually no cd, no book, no cables (if needed), no remote (All In Wonder), and no sometimes no support (Windows). Just us here at PC Mech. But to be honest, I don't think you need any of that stuff. Just download the driver off the web, google for it if you can't find the website.