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I think if you are trying to get every bit of performance for video games that you can then FAT32 has an advantage over NTFS. I have always used FAT32 with Windows XP Home Edition SP 1 and it works quite well. I do not run SP 2 because it caused some programs to crash.
NTFS in not needed unless your hard drive is over 137gb or you need NTFS's added security for sharing your computer with someone. I tried NTFS once and went back to FAT32 when I found out that I could not move some files with Total Commander anymore. Also if my motherboard or CPU failed I could not put the drive in my backup computer with Win98 and get files off the drive.
When I recently used Seagate DiscWizard for formatting a new drive and chose my OS as WinXP and file system as FAT32 then ran my WinXP install disc it tried to force me to use NTFS but when I ran the Seagate DiscWizard again and selected from the menu Win98 as the OS it let me keep FAT32 when I installed WinXP.
If that method would have failed I would have written all zeros to the hard drive with Darik's Boot & Nuke, then booted to a Win98 boot disc, chose "support with CD ROM," typed "FDISK", chose "enable large disk," then after reboot typed "FORMAT C:", then booted to the WinXP restore disc and chose "leave current file system intact".
I do not like Microsoft and Seagate trying to force NTFS on me.
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