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12-30-2006, 01:19 PM
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#1 |
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Red-eyed Moderator
Staff
Premium Member
Join Date: Dec 1999
Location: Regina, Saskatchewan, Canada
Posts: 17,576
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I found a great place for a loan [/sarcasm]
Saw this on TV today... one of those "too good to be true" kinda deals for a loan... get thousands deposited to your bank account by tomorrow, no collateral required blah blah blah....
Well, check out these AWESOME RATES!!!
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12-30-2006, 01:48 PM
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#2 |
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Member (13 bit)
Join Date: Mar 1999
Posts: 6,791
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 (And yet someone somewhere will probably still call and get suckered into this) |
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12-30-2006, 02:05 PM
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#3 |
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Member (9 bit)
Join Date: Sep 2005
Location: 37.239°N , 115.816°W
Posts: 391
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Is that even legal?
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12-30-2006, 02:10 PM
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#4 |
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~ Ryan ~
Join Date: Jun 2005
Location: Jackson TN
Posts: 3,516
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12-30-2006, 02:47 PM
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#5 |
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Shiro Usagi
Premium Member
Join Date: Sep 1999
Location: Kaneohe, Hawaii
Posts: 34,002
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When did loan sharks start using web sites to do business?
 Cricket
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12-30-2006, 04:07 PM
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#6 |
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Red-eyed Moderator
Staff
Premium Member
Join Date: Dec 1999
Location: Regina, Saskatchewan, Canada
Posts: 17,576
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Heck with web sites... I saw a TV COMMERCIAL that had me curious on how bad the rates were.
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12-30-2006, 04:11 PM
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#7 |
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Audio/Video Expert
Join Date: Jul 2003
Location: West Michigan
Posts: 1,625
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I'd just like to know who's lifestyle those loans fit???
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Dave. Go where there is no path and leave a trail. |
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12-30-2006, 04:24 PM
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#8 | |
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Staff
Premium Member
Join Date: Jul 1999
Location: Arlington, TN
Posts: 5,538
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Quote:
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12-30-2006, 04:26 PM
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#9 |
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Red-eyed Moderator
Staff
Premium Member
Join Date: Dec 1999
Location: Regina, Saskatchewan, Canada
Posts: 17,576
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Heck, even my car loan which I was being raped and pillaged for interest because of my bankruptcy wasn't as bad as those rates LOL.
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12-30-2006, 06:32 PM
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#10 |
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Techphile.
Join Date: Nov 2003
Location: San Francisco Bay
Posts: 5,960
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Gary Coleman was advertising this company. Yeah those rates are legal. I don't think even the Mob charges those rates.
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12-31-2006, 01:05 AM
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#11 |
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Member (11 bit)
Join Date: Aug 2005
Location: Mt. Hope, NY
Posts: 1,213
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If you look in the state list New York isn't even listed. Those rates would get them locked up for usury.
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12-31-2006, 01:12 AM
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#12 |
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Wx geek
Join Date: Aug 2005
Location: Indiana
Posts: 6,638
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Hey, looks like a good deal to me!
(lol)
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"It is the way of man to make monsters and it is the nature of monsters to destroy their makers." |
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12-31-2006, 09:04 AM
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#13 | |
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Red-eyed Moderator
Staff
Premium Member
Join Date: Dec 1999
Location: Regina, Saskatchewan, Canada
Posts: 17,576
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Quote:
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12-31-2006, 09:33 AM
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#14 |
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Member (14 bit)
Premium Member
Join Date: Jan 2002
Location: The Great NorthWest
Posts: 12,594
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Wow!!! I just picked myself up off the floor!
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12-31-2006, 10:47 AM
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#15 |
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Stereo junkie
Join Date: Jan 2004
Location: Just North of Fort Pontchartrain du Détroit
Posts: 3,402
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If the "loan shark" is in Montana or Delaware they can charge you any interest rate they would like...as those states dont have a limitation on interest. I think most other states cap it at ~22% or something like that. If you pay attention to all of those credit card apps sent to you, look where they come from
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12-31-2006, 10:53 AM
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#16 |
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Member (9 bit)
Join Date: Sep 2005
Location: 37.239°N , 115.816°W
Posts: 391
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reading their testimonies is a laugh.
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12-31-2006, 12:22 PM
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#17 |
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Wrench Bender
Join Date: Dec 2002
Location: Plymouth,MN
Posts: 5,961
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Accidentally selected New Hampshire and for a $2600 loan, the annual percentage rate is a rediculous 99.25%.
And noticed that the underwriter for the loans is a little podunk bank in the middle of the South Dakota flat lands.
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12-31-2006, 02:35 PM
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#18 |
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digitally confused
Premium Member
Join Date: Jul 2001
Location: Las Vegas
Posts: 2,301
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That's incredible- should be illegal. Anything over 40% is usury.
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01-01-2007, 12:37 PM
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#19 |
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Member (9 bit)
Join Date: Jan 2001
Location: Detroit, Michigan
Posts: 289
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In Michigan I believe rates like those will soon be illegal, especially with those PayDay loans...
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01-02-2007, 02:13 PM
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#20 |
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Member (8 bit)
Join Date: Jun 2003
Location: Overland Park, KS
Posts: 175
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I went ahead and took out a loan for $5075. At the current low interest rate of only 59.95% and only 84 easy payments, I will have only paid back $21,338.52. Thats a great deal.
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01-02-2007, 02:36 PM
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#21 |
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Member (14 bit)
Premium Member
Join Date: Jan 2002
Location: The Great NorthWest
Posts: 12,594
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I think I want two!! LOL
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01-02-2007, 03:35 PM
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#22 |
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Mondsreitersmann
Join Date: Jul 1999
Location: Skingrad
Posts: 8,781
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Never trust a site whose grammar sux. (Castilian version.)
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Darum still, füg' ich mich, wie Gott es will. Nun, so will ich wacker streiten, und sollt' ich den Tod erleiden, stirbt ein braver Reitersmann. |
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01-02-2007, 04:40 PM
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#23 |
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Not so new
Join Date: Aug 2006
Location: Maryland, United States
Posts: 2,576
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Someone should call them just for laughs.
"Hi, how can I rip you off today?"
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01-02-2007, 06:00 PM
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#24 |
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I am, in reality, a moose
Staff
Premium Member
Join Date: Aug 1999
Location: RTP, NC
Posts: 2,441
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seen folks like this before. what they do is use loopholes, like a 30 day note with a max interest rate with rollover fees...the fees into the unpaid principle amount and are then subject to the interest rate...that just hammers you into the ground...
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01-02-2007, 06:06 PM
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#25 |
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Member (11 bit)
Join Date: Jun 2005
Location: Owosso, MI, USA
Posts: 1,283
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And yet, sadly, folks will do it.
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01-03-2007, 12:29 AM
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#26 | |
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Professional Cow Tipper
Join Date: Jan 2002
Location: Enid, OK, U.S.A.
Posts: 2,859
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Quote:
For a piece of vinyl with a color picture of your favorite professional athlete or NASCAR driver's car. I quickly closed that tab after deciding they could keep their overpriced plastic. Back on subject (wasn't intending to hijack your thread, Dave ), those rates are definitely a little on the high side!
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01-03-2007, 12:41 AM
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#27 |
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Forum Administrator
Staff
Premium Member
Join Date: May 2000
Location: Joplin MO
Posts: 37,773
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Thats like the stuff they advertise with $29.95 on the screen - with 6 monthly payments each under it.
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01-03-2007, 01:06 AM
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#28 |
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Defenestrator
Join Date: Jan 2005
Location: NYC & NJ
Posts: 1,371
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Yikes!
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01-03-2007, 07:46 AM
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#29 |
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Red-eyed Moderator
Staff
Premium Member
Join Date: Dec 1999
Location: Regina, Saskatchewan, Canada
Posts: 17,576
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LOL Juppy, ya, I've seen those commercials as well.
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![I found a great place for a loan [/sarcasm]](http://www.pcmech.com/forum/iconimages/general-discussion/i-found-great-place-loan-%5B-sarcasm%5D_ltr.gif)
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